Showing posts with label Economics. Show all posts
Showing posts with label Economics. Show all posts

Sunday, April 21, 2019

USING A PETTY CASH BUDGET

VERSION TWO www.amazon.com/author/redbecker familydisasternet@gmail.com
If this form doesn’t print right please email us for a PDF. It is a Table with 7 columns and 40 rows if you want to reset it.

Lesson 94: USING A PETTY CASH BUDGET: This is a way to control your disposable income. You will find out if you use this budget that you can save up to 10% a week in cash. That will let you pay some other bill, and get into a better financial picture. Use a long secure envelope to store all receipts and the ‘fill-in-the-blank form’ inside it for each week, or pay period, or month. Tally up the various categories and add to the budget in Lesson 92. See how well your new budget works and how adjustments are made for saving money. Save money some place and save or spend it some where else. That way you can’t complain about a lack of funds!!!

MAKE SEVERAL COPIES OF THIS FORM AND FILL OUT EACH WEEK!!!


PETTY CASH WEEK OR DAY OF: CHECKS WRITTEN:
Date
Day
Amount
 Cash

For item:
Check Number
Debit
DateWhereAmount

Date
Amt.cashItem/forCREDITCARDPurchases
TypeDateWhere/forAmount

Lesson 95: FURTHER TRAINING SOP: Training and Education is a continual process especially with FVN. Current Events are always changing and our reaction to them, and the way our preparedness levels must change along with them. Even if you use every word, Lesson and Chapter in this Manual, you will still have more to learn. You will learn from your mistakes trying to establish networks in your Area and Metro.

Most of the rules and SOPs that are in Chapter 13 and other Chapters to operate Groups, Areas, Metros, Districts, States, Zones, Regions, and National are guidelines to correctly manage and administer these levels.

Lesson 96: 4' by 4' by 8' SURVIVAL HUT PLANS: This box is big enough for two or three people to have an emergency sleeping, warming shelter and stay out of the weather. You will be able to stay some what warm with extra blankets or sleeping bags. Don’t forget a mattress, pillows, and a wind-up light. You can put this inside a tent to further stay out of the elements. Someone should build this shelter and see if the list has enough items.

You will need to buy 20# 2"x4"x8'; 5# 2"x8"x8'; 4# 5/8 inch plywood (no OSB); two pounds of 16 penny common nails; 1 pound of 8 penny box nails (wide head); 1 pound of roofing nails; 14' x 8' of white plastic wrap; 2 squares of shingles; 3 rolls of R-19 or higher kraft faced insulation; three wide hinges; door knob set and a small square of plexiglass (2'x2'). Almost all lumber is constructed 16 inches on center (oc).

WHOOPS, TO GET THE REST OF THESE PLANS YOU WILL HAVE TO BUY VERSION ONE OR TWO OR PREPPER’S GUIDE. www.amazon.com/author/redbecker

MONTHLY OR PAY PERIOD BUDGET

VERSION TWO: www.amazon.com/author/redbecker CLIO on Nook
familyvictorynetwork@gmail.com

This table is five columns by 22 rows. You can re-create it yourself or email us for a PDF. Please Register with FVN. Check out the other 40 pages in this Blogspot.
Global weather alerts, news sources and #globalhotspots, follow Twitter @familydisaster

Lesson 92: MAKING A MONTHLY AND/OR A PAY PERIOD BUDGET: Copy this blank form several times and then fill out and copy again. I know that the total equals more than 100%. Allowable percentages are in the second column, adjust for your families budget. Use the Departments of Commerce and Treasury have web sites for budgeting percentages. Examine your pay-period or monthly budget carefully. Use Lessons 93 and 94 to complete the end-of-month budget to see how well you did. There are several self-help authors who do family finances, so go seek them out. Do your own research or recon.

MONTH & YEARSHOULD BE %
ACTUAL %
PAY DATE:PAY DATE:PAY DATE:
Mortgage with (*1) insurance or Rent25-30%
Home Owners (*1) Association, lot rent, & renter insurance*0-10%

*some included
Water, Sewer, Garbage, Recyclables (*1)0-5%
Heat, A/C Electricity10%
Bundles, Phone, CATV, broadband10%
Cell Phone/Smart5-10%
Vehicle Payments or transportation costs: bus/train/taxi10-15%

*no car, no ins.
Vehicle insurance*5%
Gas, maint., tires*10%
Basic food / supplies (*2)30%
Whim food and eating
out (*2)
8-12%
Life/health insurance5-8%
Tithe or charity5-10%
Payments on loans5-10%
Credit card payments8-12%
Buying clothes for cash & not credit6-11%
Entertainment (*2)
[your description]
4-8%
Disposable Income if any (*2):??%
Super Income:any??
Total Budget #s100-130%
Adjustments:
make your changes today!

*1: Your housing experience may or may not have the above included, adjust your families budget to adapt to 30 to 40% total housing expense.

*2: Use Lessons 93 and 94 to make a better active budget to explain a lot of daily and weekly expenses using those forms. USE FVN FORMS; AND IF THEY DON’T HELP GET PROFESSIONAL HELP OR GET A PROFESSIONAL FINANCE EXPERT SELF-HELP BOOK. Try Suzi Orman or Dave Ramsey or many others. EVERYONE’S BUDGET IS DIFFERENT AND WE’RE MAKING YOU THINK SOME!!

YOUR NOTES:

MENU AND SHOPPING LIST

VERSION TWO: www.amazon.com/author/redbecker CLIO on Nook


This table is two columns by 22 rows, you may re-create it or email us for a PDF.
Please register with FDN. Navigate and share all 40 pages on this Blogspot.
Global weather, news sources and #globalhotspots follow Twitter @familydisaster


Lesson 93: MAKING A MENU AND SHOPPING LIST: Make several copies of this form and fill out weekly. The less that you eat out on a daily basis the more money that you save monthly!! You might want to check out Dave Ramsey and Suzi Orman!


MENU WEEK OF:
GROCERIES & SUPPLIES BUDGET:
SUNDAY:
BUY DIARY:
Dinner:

Supper or Lunch:

MONDAY:
BUY MEAT:
Lunch:

Monday Supper or Dinner:


TUESDAY:
GRAINS/BREADS:
Lunch:

Supper or Dinner:

WEDNESDAY:
VEGETABLES & FRUITS:
Lunch:

Supper or Dinner:

THURSDAY:


Lunch:
PASTA & CANNED:
Supper or Dinner:

FRIDAY:

Lunch:

Supper or Dinner:

SATURDAY:
SUPPLIES & OTHER ITEMS:
Lunch:

Supper or Dinner:

Keep splurge or eat out meals to three times a week! You can save up to $150.00 a month.

Don’t Forget these (use various FVN Lessons and Chapters on Food & Supplies):




YOUR PERSONAL BUDGET NOTES:

FDN INTELREP 2913: Feb. 1, 2013

FAMILY VICTORY NETWORK (FVN)

P.O. Box 88252, Sioux Falls, SD 57109-8252 605-838-9759 (7am-9pm, M-Sat.)


February 1, 2013; Edition 29-13 SUMMARY

FDN CURRENT AFFAIRS AND INTELLIGENCE NEWSLETTER
WELCOME TO FVN! Can you properly evacuate your home or work in three minutes or less and survive for seven days on your own? FVN has pre-disaster and evacuation plans for all contingencies. We offer Personalized Service for your family or work. The VERSION ONE of “A Families’ Comprehensive Pre-Disaster Planning Manual” with 108 pages and 71 life lessons will be $14.95 plus S&H thru Amazon.com this Month. There will also be a e-version for most readers available for $1.95. SO JOIN FVN TODAY. Prepare for anything, anywhere and anytime. VERSION TWO was launched on Amazon.com on October 2012.
I get my information from over 14 news sources and some other places also.

FDN GEMSTONE CODE ALERT STATUS: We use GEMSTONE CODES (see Chapters 8 and 10) to explain various types of events in the world. Do not worry about GEMSTONE CODES they are a FDN internal management and intelligence tool, just read the information.
IT’S THAT TIME OF THE YEAR FOR CODE STATUSES CHANGES! Effective 20130201.
THE HIGH CODE IS UPGRADED TO CODE SAPPHIRE-STEP THETA-UMBRELLA with 6 months supplies and a 4 week watch for evacuation. The reason for the upgrade is that there are too many high events happening or will be happening in the immediate future.
The INTERNATIONAL CIRCUMSTANCES CODE COBALT is released and is no longer needed as long as CODE SAPPHIRE is in place.
OEF (Afghanistan) is upgraded to CODE MANDARIN since the war has been ongoing for over one year.
GWOT-WWIV is upgraded to CODE MANDARIN since the war has been ongoing for over one year.
There is a CODE GOLD for TURKEY (NATO) vs. SYRIA since the event has been over 90 days.
There is a CODE EMERALD for MALI for French, UK, Canada, US and others are fighting Islamic Extremists. Over 1400 French Troops are fighting in Mali now. AUTOGOLD is pre-authorized 20130411.
There are INTERNATIONAL CIRCUMSTANCES CODE EMERALDS (ICCE) for SYRIA, ISRAEL and IRAN.

These ICCEs are downgraded to CODE SILVER-STATUS GREY for Mediterranean, Libya and China vs. Japan.
CODE SILVER-US-ECON--Continues: January 5, 2013: We went over the Cliff: Please pay attention to the news now! Try to get at least 30 minutes of news, three times a day on one of the networks. Even better check out the various networks to get various sides to the story. Watch CNN, HLN, Fox News, Fox Business, PBS with BBC, MSNBC, CNBC, CNBCW, CSPAN1, CSPAN2, RT-English, CCTV-English; Link TV with various English feeds of NHK, Deutche Welle, Al-Jazeera, Mosaic and other feeds.
CODE SILVER–EU-ECON–Continues: A new CODE SILVER-OS-ACTUAL-ECON-EU: The European Union is divided economically into two parts the broke countries and the rich countries. The rich countries, such as Germany, France, Poland, Norway, England have to keep on bailing out the broke countries of Greece, Spain, Italy and Ireland that do have severe economic problems and austerity programs. How long Europe can stay together economically is anyone’s guess, but one or two more years with a major financial and banking overhaul would be needed.

  

20121212–CODE SILVER–DPRK–They did another 3 stage missile launching a weather satellite.

I’ll fill in more information in next few reports.

SO ALWAYS BE PREPARED FOR ANYTHING, ANYWHERE, AT ANYTIME!

Red Becker, Founder/Author, FDN, Phoenix One-CB Channel 31.